Voluntary Benefits

Cancer, Accident, Critical Illness, and Hospital Indemnity coverage are available to you, your spouse, and your dependent children. However, employees must have coverage in order for their spouse and children to obtain coverage.

Voluntary Benefits are just that, voluntary.  The costs for voluntary benefits are 100% paid by the employee.  You can get a custom quote from the respective providers.

Voluntary Cancer Insurance

From treatment to non-medical expenses, like travel and lodging, a cancer diagnosis can be financially devastating. And, it could happen to anyone.

In fact, about every 17 seconds someone in the United States will be diagnosed with cancer.

The good news is you can help protect your family in the event of an unexpected diagnosis. Limited Benefit Cancer Insurance may offer a solution to help you focus on getting well.

Voluntary Accident Insurance

Accidents can happen to anyone, anywhere and without warning. Being financially prepared for unplanned medical expenses can spare you considerable stress.

With 25+ benefits, Accident Insurance is designed to help cover the cost of treatments for injuries resulting from covered accidents. Find out how accident insurance can help support you financially.

Watch: Accident Insurance

Voluntary Critical Illness Insurance

Surviving a critical illness may come at a high price.

Although many major medical plans provide coverage for costs that arise from a critical illness—such as a heart attack or stroke—there are still various out-of-pocket expenses that could add up quickly.

With Limited Benefit Critical Illness Insurance, you can help prepare for expenses that may not be covered by traditional major medical insurance. You may also have the option to add an infectious disease rider to this policy in select states.

Watch: Critical Illness Insurance

Voluntary Hospital Indemnity Insurance

If you experienced a medical emergency, would you be prepared to cover the out-of-pocket medical expenses? And, what about everything else that adds up—like bills, groceries, and housing?

Major medical insurance plans are designed to pay a large portion of your medical costs. But with a high deductible health plan, you must pay out of your own pocket until you meet your deductible and plan maximum.

That’s where Limited Benefit Hospital Indemnity Insurance, or AF Hospital Assist™, can help.

Watch: Hospital Indemnity Coverage

California C11 cancer plan
Accident coverage
Group CI
Hospital Indemnity Brochure